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About Us

kdci img KASAGANA-KA Mutual Benefit Association, Inc. provides affordable insurance products and services to poor women and their families. Organized in 2006, KMBA is one of the organizations forming the KASAGANA-KA Synergizing Organizations (KSO) along with Kabuhayan sa Ganap na Kasarinlan Credit and Savings Cooperative (KCOOP), Kasagana-Ka Development Center Inc. (KDCI) and Kasagana-Ka Employer Employee Provident Fund (KEEPF), whose client-beneficiaries and staff members constitute KMBA’s primary members. Moreover, KMBA offers associate membership to clientbeneficiaries of its partner microfinance organizations and other organized sectors. Read more...

Products and Services

kdci img KMBA currently offers three main products:

  •      • Basic Life Insurance Plan or BLIP
  •      • Credit Life Insurance Plan or CLIP
  •      • Hospital Income Insurance Plan or CLIP

In partnership with Bankers Assurance Corporation, KMBA also offers personal accident insurance with fire assistance or K-Kalinga. As further service to its members, KMBA provides a postemergency residential housing assistance Read more...


As of December 2023
Assets: 247,155,667.32
Liabilities: 145,838,865.30
Fund Balance: 101,316,802.02
Number of Active Members: 53,994
Total Claims Summary: 13,798,019.65
K-Kalinga Amount of Claims: 180,000
K-Bente Amount of Claims: 48,000
Calamity Assistance Amount of Claims: 180,000

Basic Life Insurance Plan of KMBA

Events and Features

18th Annual General Meeting

April 27, 2024



Previous Events and Features

KMBA Received 2-Golden Arrow Award for Good Governance

September 26, 2022

KMBA received 2-Golden Arrow Award in the recently conducted 2022 Annual Golden Arrow Awards for Insurance Companies was presented by the Institute of Corporate Directors (ICD) in partnership with the Insurance Commission (IC) last September 23, 2022.

The 2-Golden Arrow Award is presented to insurance companies that garnered a score of 90-99 in the [2021] corporate governance scorecard assessment conducted by the ICD. CARD MBA and Kasagana-Ka MBA was also part of the top performing companies in Mutual Benefit Associations (MBAs) with regards to good corporate governance.



February 20, 2021

KMBA was among the recipients of the ASEAN Corporate Governance Scorecard (ACGS) Golden Arrow Awards, held virtually last February 19, 2021. The Golden Arrow Award is given by the Institute of Corporate Directors in recognition of an institution's outstanding performance in the ACGS assessment. KMBA was one of the only two awardees among the Mutual Benefit Associations.